Garage and auto-related operations are unique with respect to the exposures they present.
We provide insurance covering the legal liability of commercial or personal automobile repair, truck, truck-tractor, motorcycle, mobile repair, tow trucks and recreational vehicle for claims of bodily injury (BI) and property damage (PD) arising out of business operations. Coverage for premises liability insures these businesses against their customer getting hurt on your premises. An example would be if a customer came to your lot and slipped and fell causing injury to themselves.
Almost every type of commercial auto, motorcycle, ATV, or other motorized vehicle repair shop will need garage liability coverage. Basically, any property used for repairing, storing, or servicing any kind of vehicle will need some type of garage coverage. By accessing the markets we are able to design an insurance product to meet your needs.
- Garage liability - is the term that applies to the liability exposure associated with your autos and your inventory. If you are strictly in the business of selling cars, then this is the most basic coverage that you need in order to obtain your dealer tags.
- Garage keepers insurance - is for those dealers and repair shops that take in cars owned by others and perform repairs on those vehicles.
Because each garage or shops situation is different, our team focuses on individual needs. There are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.
