Contractors rely on their tools and equipment every single day. Whether you're fixing roofs, framing houses, laying pipe, or wiring up new homes, your gear is your livelihood. But what happens if your trailer gets broken into or your jobsite gets hit overnight? That’s where Contractor Tools and Equipment Insurance comes in. At TWFG Khan Contractor Services, we help protect the stuff that keeps your business running in Houston, TX.
It only takes one theft, fire, or accident to leave you scrambling for replacements and delays on your job schedule. That’s why so many contractors in Houston, TX trust us with their equipment insurance needs. We’re not just here to write a policy—we’re here to help you keep your business on track. Call 713-388-6681 to get covered today.
This type of insurance helps cover the cost to repair or replace the tools and equipment you use on the job. Whether it’s stolen power tools from your truck bed, damage from a jobsite fire, or vandalism at a storage yard, this policy can save you from major out-of-pocket expenses.
It’s different from general liability or property insurance. This is designed to specifically protect your moveable, transportable, and job-critical tools—no matter where the work takes you in Houston, TX or beyond.
If you’re unsure what coverage you need, just give us a ring at 713-388-6681. We’ll break it down in plain English and get you a policy that fits your tools—and your budget.
Let’s face it—tools and equipment take a beating. Here are some of the most common claims contractor tool insurance can help with:
Your van or trailer gets broken into and several power tools are stolen.
A jobsite fire damages your air compressor and ladders beyond repair.
Someone breaks into your trailer and destroys your generators just for fun.
Your equipment falls and breaks while unloading it at a jobsite.
A sudden rainstorm floods your storage unit, ruining several tools.
Coverage can sometimes include gear that suddenly stops working, depending on the policy.
We’ve seen it all here at TWFG Khan Contractor Services, and these are just a few real scenarios from local contractors in Houston, TX:
When your business depends on your gear, you can’t afford to go a single day without protection. Let’s get you covered—713-388-6681 is your direct line to peace of mind.
If you’re in the trades, there’s a good chance this insurance is for you. It’s ideal for:
Whether you work solo or run a growing crew, you can customize the coverage to protect exactly what you own. Still unsure? Give us a call at 713-388-6681 and we’ll help you figure out the best fit.
| Claim Type | Average Cost | Example Incident |
|---|---|---|
| Theft | $4,200 | Power tools stolen from a locked trailer |
| Fire Damage | $6,000 | Portable generator lost in a site fire |
| Weather Damage | $3,000 | Rain flooded storage container |
| Transit Incident | $2,500 | Equipment dropped during unloading |
These numbers can add up fast—and that’s just for small tools. For larger gear, like concrete mixers or skid steers, the costs can skyrocket. Don’t let one accident throw off your whole season.
We know the trades. We understand your tools and the jobs you do. And we’re here locally in Houston, TX to answer your questions and find a policy that works hard—just like you do. Reach out today at 713-388-6681 and let’s get you protected.
You can also get started right now with our easy online quote request form.