(713) 388-6681 Houston, TX

Errors & Omissions Insurance

Understanding Errors and Omissions Insurance in Houston, TX

 


If you offer advice, provide services, or handle clients’ needs in a professional setting, there’s one type of coverage that might just be the most important safety net you can have—Errors and Omissions Insurance (also known as E&O Insurance). At TWFG Khan Contractor Services, we’ve helped professionals all across Houston, TX protect their businesses from costly mistakes. Whether you're a real estate agent, consultant, financial advisor, or marketing pro, this coverage could be your business’s best friend.

 

What Is Errors and Omissions Insurance?

Errors and Omissions Insurance is a type of professional liability coverage that protects you when a client claims your service or advice caused them financial harm. Maybe you made an honest mistake. Maybe the client misunderstood something. Either way, E&O insurance is there to help cover your legal defense, settlements, and more.

You might think, “I do everything by the book, why would I need this?” The truth is, even the most meticulous professionals can be hit with a claim. Lawsuits can come out of nowhere and be incredibly expensive—even if you didn’t do anything wrong.

Give TWFG Khan Contractor Services a call at 713-388-6681 if you want to learn how this applies to your business in Houston, TX.

 

What Does E&O Insurance Typically Cover?

Let’s look at some of the most common claims where E&O insurance steps in:

Negligence

Coverage for professional errors that lead to financial loss—even if they were unintentional.

Missed Deadlines

Protection in cases where delays or missed deliverables lead to client losses.

Misrepresentation

Claims that your advice, recommendations, or communication misled the client.

Breach of Contract

If a client believes you failed to deliver what was promised, this can help defend your case.

Legal Fees

Covers attorney costs, court expenses, and settlements—even when you’re not at fault.

Client Dissatisfaction

Helps when unhappy clients take legal action over outcomes they didn’t expect.

 

Real-Life Scenarios That Can Lead to Claims

Still not sure if you really need this? Here are some real-world examples where E&O Insurance saved the day:

  • A real estate agent in Houston, TX was sued for failing to disclose water damage in a home sale—something the seller hadn’t mentioned either. The agent's E&O policy helped cover the legal fees and damages.
  • A financial planner gave advice that didn't perform as expected. The client sued for poor financial guidance. Thanks to E&O coverage, the planner didn't pay out of pocket for legal defense.
  • A wedding planner missed a key vendor booking, which caused a last-minute scramble. The couple sued for emotional distress and refunds. E&O helped settle the case quickly.

If your business relies on accuracy, timing, and trust, Errors and Omissions Insurance is more than just a policy—it’s peace of mind. Let TWFG Khan Contractor Services help you find the right protection today. Call 713-388-6681 to talk to one of our local advisors.

 

Who Needs E&O Insurance in Houston, TX?

Anyone who offers professional services or advice can benefit from this coverage. Here's a quick list of professionals who often carry E&O insurance:

  • Consultants
  • Accountants and Bookkeepers
  • Real Estate Agents
  • Insurance Agents
  • IT Professionals
  • Marketing Firms
  • Architects and Designers

If you fall into one of these groups, don’t wait until it’s too late. One phone call to 713-388-6681 could be the most important business call you make this year.

 

Why Choose TWFG Khan Contractor Services for Your E&O Insurance?

At TWFG Khan Contractor Services, we understand the unique needs of professionals in Houston, TX. We live and work here too. That’s why we go beyond just selling you a policy—we help you understand it, customize it, and manage it. We’re just a phone call away at 713-388-6681.

And if you prefer digital convenience, you can always start with our online quote request form. It’s quick, easy, and can give you a fast look at your options.

 

Coverage Snapshot: Typical Claims & Costs

Claim Type Average Claim Amount Industry Example
Negligent Advice $50,000 Financial Advisor miscalculates risk strategy
Missed Deadline $30,000 Marketing firm fails to launch ad campaign in time
Contract Breach $70,000 Software developer doesn't deliver finished product
Misrepresentation $40,000 Real estate agent fails to disclose known defects

Don't leave your business vulnerable to costly mistakes. Errors and Omissions Insurance from TWFG Khan Contractor Services gives you the protection you need to keep moving forward, even when the unexpected happens. Call us today at 713-388-6681 or fill out our online quote request form.